The AI operating layer for private credit
Connect every borrower, third party and internal system into one trusted credit book. AI agents execute the recurring workflows your team handles manually today. Humans stay in control of review, judgment and approval.
Works with the stack you already trust.
Altimate works on top of your existing credit stack. Connect your systems, data providers and service partners without migrating or replacing them — then reconcile the data into one trusted layer that powers your AI agents.
- Borrower reportingTape · monthlyBorrowing base€50.3mAssets1,284
- Calculation agentYour agent, unchangedBase certified€50.0mExclusions17
- Bank accountsCustodian · dailyCash received€1.96mUnmatched3
- Loan / portfolio systemLMS · servicerExposure€42.6mBorrowing base€49.8m
- Fund systemsFund admin · GL · internal modelsPosition€42.6mReconciliation breaks2
Turn your credit book live and trusted.
Altimate maintains one live, trusted book across every facility — positions, borrowing base, covenants, cash and agent reporting, continuously reconciled against source. Every figure is current, every movement is visible and auditable back to source, and every exception surfaces the moment it appears.
| Updated | Source | Event | Reference |
|---|---|---|---|
| 03 Aug 2026, 06:41:12 | Altimate | bb_variance_flagged↓ €1.2m | ref_a83bfa2c9f04 |
| 03 Aug 2026, 06:40:55 | Calculation agent | borrowing_base_reconciled€219.1m | ref_7f2a914c0b3d |
| 03 Aug 2026, 06:39:31 | Altimate | covenant_test_cleared24 / 24 | ref_3c8e52fb1a09 |
AI agents that run the work around credit.
Once the data is reconciled, Altimate’s AI agents take over the recurring work your team handles manually today. They prepare portfolio reviews, IC memos, LP reporting, NAV oversight and regulatory reporting directly from the trusted underlying data — on schedule, in your existing format, and ready for review.
Your team stays in control: agents do the work, analysts review, decide and act.
Portfolio Agent
27 updates read, 2 material changes
- Facilities covered
- 41
- Escalated
- 1
Review readyIC Agent
Amendment reviewed, recommendation drafted
- Covenant tests
- 14 / 14
- Headroom
- €5.1m
Memo ready for reviewLP Reporting Agent
Q3 tables updated, commentary drafted
- Book reported
- €618.0m
- Capital accounts
- 24
Report preparedNAV Oversight Agent
48 positions reconciled, €102k unexplained
- Fund admin NAV
- €618.4m
- Altimate book
- €618.3m
1 exception escalatedRegulatory Agent
312 fields validated, Annex IV drafted
- Fields validated
- 312 / 312
- Filing due
- 31 Oct
Draft readyCustom Agent
Your workflow, on your data, in your format
Focus your team on what requires judgment.
Altimate agents identify, prioritize and investigate what needs your attention. Every exception comes with the context, source data and reasoning your team needs to decide — while routine work keeps moving automatically.
Headroom is €0.3m below the borrower's report.
InvestigateWhy is headroom €5.1m and not €5.4m?
- Borrower BB report, 16 July — €5.4m on a €50.0m base.
- Testing 1,284 loans on the July 2026 tape.
- 17 fail the criteria at §4.2 — €300k out of the base.
The borrower overstates the base by €300k: 17 receivables fail eligibility, so headroom reconciles to €5.1m.
- 01Borrower BB report · 16 Jul€5.4m reported
- 02July 2026 tape · 17 excluded receivables−€300k
- 03Altimate calculation · 03 Aug€5.1m reconciled
Private credit scaled.Its infrastructure didn’t.
Thousands of underlying assets. Multiple agents and data sources. Cash moving every day. Borrowing bases constantly changing. Private credit operates continuously — its infrastructure should too.